I'm Erick Vallarino. Your agent, all year.
I'm an insurance agent, and I live and work here in the Valley. I help people with Medicare in English or Spanish, at their kitchen table or at an office near them. I also help with life insurance and other coverage, for people with or without Medicare.
A person who answers, not a 1-800 number.
My clients want to know that anytime they need someone, they won't be fishing around on a 1-800 number. That's really what I offer: a human being who answers. When you call, you get me. If I'm with a client, I call you back. Call or text, even about something small. That's what I'm here for.
Your kitchen table or an office near you
We can sit down at your kitchen table or at an office near you, in English or Spanish, whichever you like. If you live outside the Valley, anywhere in Texas, we can talk it all through by phone or on a Zoom video call. We go over your doctors and your medicines together. I'll recommend what I believe fits you best, and if you're better off staying where you are, I'll tell you that too. Then the choice is yours. I don't push. I've learned to let people make their own decisions.
I don't work for just one insurance company
I'm an independent agent, and I work with several companies. For Medicare Advantage and drug plans, I'm contracted with Aetna Medicare, HealthSpring, Humana, Prominence Health Plan, UnitedHealthcare and Wellcare. The insurance company pays me, not you, so my help costs you nothing. For Medicare Advantage and drug plans, Medicare sets a limit on what a plan can pay an agent. On a Medicare Supplement, I won't push you toward a pricier policy to earn more.
After you sign up, I'm still here
Signing up is the start, not the end. I'm still your agent all year. Bills, doctors, letters, questions: you call me, not a 1-800 number.
Two stories that show how I work.
No names, out of respect for the people involved.
Over $5,000, and a cancelled surgery
One client got a bill for more than $5,000, and her surgery was cancelled, all over a mix-up in her records. I stayed on it, call after call, and helped her clear the bill. She had her surgery.
Four hours at a kitchen table
A couple had a problem with the wife's benefits that nobody had explained to them, and they weren't my clients yet. I spent four hours at their kitchen table working through it with them. Months later, they chose me as their agent. No pressure. It was their decision, and that's how I want it.
Questions about Medicare? Talk to me.
Tell me what's going on. Or leave your number and the best time to reach you, and I'll call you myself.